Marty Blackmon

Do you have a business and partners? Do you have a buy-sell agreement in place? Does it pass the Connelly test? If you can't answer these questions confidently, you might be sitting on a tax time bomb that could cost your family millions. The 2024 Supreme Court decision in Connelly v. United States just rewrote the rulebook for business succession planning, and the implications are staggering. What Exactly Is a Buy-Sell Agreement? Think of a buy-sell agreement as your business's "last will...

If you're a young professional or growing family making decent money, you've probably heard whispers about the "backdoor Roth IRA" at dinner parties or on financial podcasts. Maybe you're wondering if it's some sort of loophole that'll get you in trouble with the IRS, or if it's actually a legitimate strategy that could save you thousands in retirement. Here's the truth: the backdoor Roth IRA is completely legal, widely used, and could be a game-changer for your retirement savings. But like...

You've spent decades building your nest egg. You've diligently contributed to your 401(k), maybe set up an IRA or two, and perhaps even dabbled in other investments. But as retirement approaches, the game changes dramatically. The strategies that worked while accumulating wealth often don't translate to the distribution phase. At BlackFin Wealth Group, we've seen countless pre-retirees stumble into common pitfalls that can derail even the most carefully constructed retirement plans. Let's...